Recent Storm Damage Posts
A 7-Point Exterior Storm Preparedness Checklist
Roll-down shutters can prevent major storm damage.
Storm Preparedness Checklist
A storm preparedness checklist helps building and business owners prepare a commercial property for adverse weather. This seven-point checklist focuses on exterior maintenance of the building envelope. By taking any or all of these measures, business and building owners may be able to reduce storm damage at a building Denver, CO,
1. Check Door and Window Seals
Doors and windows are critical points in an enclosure. It is important to keep the entry and exit portals of a building maintained and ensure windows close completely.
2. Inspect the Condition of Roofing
Roofing should be in good condition in advance of storms. Whether a commercial building has built-up roofing or a roof membrane, every part of the roof should be intact to protect the interior.
3. Ensure Drainage Is Clear
Roof drains and downspouts direct water off of a building and away from the foundation. Clearing out gutters is an important exterior maintenance task in advance of adverse weather.
4. Secure Outdoor Items
Items stored outdoors on the ground or on the roof should be anchored or kept inside for the duration of storms. A pre-storm building inspection should address items that could become flying debris.
5. Trim Back Surrounding Trees
A structure surrounded by trees has a higher risk of storm damage. Falling or flying branches can severely damage a building.
6. Decide Whether To Board Up
A major storm such as a hurricane or tornado may call for boarding up the windows of a commercial building. Plan ahead to allow time and obtain the materials.
7. Consider Storm Shutters
Commercial structures in areas prone to severe weather may want to get permanent storm shutters. Roll-down shutters can prevent major storm damage.
Any of these exterior maintenance measures can reduce damage to a commercial building in Denver, CO. A building manager or owner can also develop a storm preparedness checklist.
3 Tips to Protect Your Business During a Power Outage
Most cell phones can be used as Wi-Fi “hot spots”.
Protect Your Business Against A Power Outage
In Denver, CO, storms can often pop up out of nowhere, dumping rain or even hail on the city and possibly knocking out power for long periods of time. Losing power is never fun, but a power outage can be especially devastating for a business. Planning ahead and being prepared are the best ways to help your business keep running — even if the power doesn’t. Try these tips to protect your business against a sudden loss of power.
1. Invest in Some Uninterruptible Power Sources
If the power is suddenly cut to all the computers in your business, you could potentially lose a catastrophic amount of data and work progress. Worse, cutting power to a computer without shutting down properly can corrupt or otherwise damage some files and applications. An uninterruptible power source is a relatively small and inexpensive device that attaches to a computer. If the power is cut suddenly, the UPS can power the computer for several minutes, typically just long enough to save data and shut the machine down correctly.
2. Learn How To Create a Wi-Fi Hot Spot
A power outage is usually accompanied by an internet outage since modems and routers rely on electricity to operate. Loosing internet can be particularly costly to a business, especially if you rely on cloud-based data storage. Most cell phones can be used as Wi-Fi “hot spots” that broadcast the phone’s cellular data capability to other devices, similar to a router. Learn how to turn on your phone’s hot spot option in advance and remember to keep an eye on your data plan’s limits.
3. Keep a Generator on Hand
A portable generator is an excellent way to supply power to crucial machines or systems in your business during short power interruptions. Be sure to select a generator that is capable of meeting your needs, and have a fuel supply nearby.
The storm cleanup process is difficult enough without trying to recover or recreate lost data. These tips can keep your business going in the event of a power outage.
3 Things You Should Do After a Flood
Flood damage in Englewood, CO
Consider These Three Things You Should Do After a Flood
Dealing with floodwater is not as simple as calling a repairman. You may not be able to reenter your home for days or even weeks. Even after the water recedes your home may not be safe to occupy. To avoid being overwhelmed with dealing with the aftermath of a flood, it is important to have an action plan in place.
1. Determine If You Are in a Disaster Area
Localized floods usually do not result in an area being declared a disaster area. However, if your flooded home is in a region that has experienced widespread flooding due to a major storm, such as a hurricane, the area will likely be considered a disaster area, which may make you eligible for FEMA assistance and other public services in Englewood, CO.
2. Contact Your Insurance Company
Contact your insurance company as soon as you can. Your insurer will probably want to inspect your water damage before it will authorize payment for any flood restoration services or repairs. If you wait to file a claim, you may find yourself at the back of the line waiting for a claims adjuster to inspect your property and process your claim. Ideally, you want to be ready for an inspection to be made as soon as the floodwater has receded.
3. Call Your Utility Companies
Cracks in the foundation, damaged appliances or broken lines can create gas leaks that could trigger a fire or explosion. Additionally, damaged electrical equipment or downed power lines could electrify standing water, creating an electrocution risk. Call your utility companies to confirm that the gas and electricity to your home have been shut off.
Dealing with a home damaged by flood water can be a long and frustrating process. The better prepared you are before the flood happens, the easier it will be to handle.
5 Ways To Limit Storm Damage
Insulate your pipes to prevent frozen blockages
Here Are Five Tips To Protect Any Building From Preventable Damage
Storm damage tends to affect commercial structures in similar ways. Whether you are anticipating a winter storm or any other weather conditions in Englewood, CO, here are five tips to protect any building from preventable damage during storms.
1. Schedule Exterior Inspections
A building that undergoes annual exterior safety inspections, as well as inspections after major weather events, is less likely to suffer from regular storm damage. While severe storms may affect many structures in an area, these buildings are less likely to succumb to common causes of damage that can be prevented through preparation.
2. Insulate Exposed Pipes
Pipes exposed to outdoor temperatures may run a risk of bursting when the weather drops below freezing. Insulate these pipes with foam, wrap or other solutions to prevent frozen blockages from forming that can lead to a pipe break.
3. Check the Weather
Commercial property owners should stay apprised of the weather forecast. Knowing about an upcoming winter storm or any other potentially severe system is helpful for making critical last-minute preparations.
4. Trim Surrounding Trees
Trees situated near a structure or with overhanging limbs should be trimmed back. Falling limbs is one of the most common causes of storm damage and one of the easiest to prevent through preparation and property upkeep.
5. Stow or Secure Objects
If a storm is approaching, a facility manager should take measures to stow or secure items that are regularly stored outdoors. Antennas, seating and trash cans all have the potential to become flying debris in high wind and cause damage to surrounding structures. Anchor outdoor features and bring other items indoors.
These measures can enhance the storm safety level of any structure. Whether a winter storm or other seasonal severe weather is on the forecast for Englewood, CO, a building that has regular inspections and where preventative measures are taken may experience a minimal amount of damage.
What to Know Before a FEMA Inspection
Adjuster visit in Denver, CO
What to Know Before a FEMA Inspection
After a federally declared disaster, the Federal Emergency Management Agency may be able to help homeowners and household members in Denver, CO, with expenses caused by flooding. FEMA provides aid with costs and services not covered by insurance or other forms of assistance.
To receive assistance, the homeowner must be a U.S. citizen, non-citizen national or qualified alien. Also, the inspector will need to see proof of ownership before beginning the inspection.
After a flood, homeowners could have damage to many areas in the house, such as:
- Carpet and flooring
- Cabinets and furniture
- Windows and doors
An inspector who represents FEMA will make an appointment with you and visit your home for a visual inspection. He or she will examine your neighborhood to get an overall view of the type and amount of flood damage that took place during the disaster. The inspector will meet with you to complete required paperwork and answer questions. Then he or she will walk through each room of your home, taking photos and detailed notes of items that need repair or replacing.
If the homeowner is insured, the insurance company will send adjusters to do a detailed assessment of home damage. The adjuster will take measurements, itemize damaged structures and belongings and send the information to the insurance company. Based on the adjuster’s assessment, the company will assign dollar values to the repair and replacement of damaged items and structures in the home.
The Federal Emergency Management Agency will also send an adjuster to determine a dollar amount of expenses not covered by insurance. They can help with costs associated with cleaning and disinfecting, home repair, moving and storage expenses, child care, medical and dental care, unemployment, legal services and more.
While it can be overwhelming in the aftermath of flooding in Denver, CO, FEMA is available to help homeowners in a federally declared disaster.
3 Steps To Fix a Roof Leak
Roof leak in commercial building
3 Steps To Fix a Roof Leak
As soon as a leak starts in the roof of a commercial building in Englewood, CO, the owner or manager of the property should immediately take action to arrange for repairs and mitigate damage. Here are three steps to take at the first sign of a roof leak.
1. Schedule Roof Repair
Cleanup and drying can only mitigate the extent or severity of damage until the source of a leak has been fixed. It is often only possible to limit the spread of damage to other levels of a structure.
Depending on the condition of the roof, a leak may affect porous building materials such as insulation. These substances are likely to remain moist until the problem is resolved and these materials have been torn out and replaced.
2. Mitigate Storm Damage
Mitigation measures can limit the amount of water that leaks through a roof. Tarping over roof damage is the best way to cover missing shingles and protect damaged areas until repairs take place.
Tarping is a task that requires at least two people who know how to use boards and hardware to secure a covering to a damaged roof. Commercial property owners should pursue professional mitigation to ensure a tarp stays in place and keeps out water.
3. Dry and Tear Out Materials
Some building materials can be dried and restored after exposure to water from a roof leak. This problem typically leads to Category Two damage rather than highly contaminated Category Three water damage.
Porous materials such as drywall or insulation cannot be used after becoming wet. These materials are difficult to dry completely and may elevate the risks of recontamination and mold growth.
Business and commercial property owners who immediately take these three steps may limit the severity of a roof leak. Professional mitigation, repair, cleanup, and restoration will make mold growth less likely at a building in Englewood, CO.
What To Do When Water Damages Your Home
Understanding these three water categories will help you make decisions about cleaning up your water damage
Three Water Contamination Categories
When water damages your property or structure, you have a long to-do list you hadn’t expected. It’s important to address the property damage swiftly. How you proceed will rest on the degree of water contamination. A leaking water pipe causes far less damage than water from a flood. This discussion may help you properly describe your damage to cleanup professionals and other interested parties.
The water-toxicity level depends on the source of the water. Understanding these three water contamination categories will help you make decisions about cleaning up your water damage.
Low-level toxicity is termed “clean water.” The following water sources fall into this category:
- A burst clean water pipe
- A leaky roof
- Overflowing clean water from a shower or bathtub
- A leaking appliance water line
- Stormwater entering through a broken window
Category 1 damage is generally covered by your homeowner’s insurance policy. Your agent can tell you what your policy covers.
Moderately contaminated water is called “gray water.” It will contain small amounts of soil, grease, food or detergent. A leak from your dishwasher or washing machine drain will cause Category 2 water damage. Gray water would also generally be covered under your conventional insurance policy.
Highly contaminated water is termed “black water.” It usually comes from a sewage backup or infiltrating floodwaters. It is not recommended that you attempt to clean up Category 3 damage on your own as it can contain chemicals, sewage or physical hazards. It’s always a good idea to contact an emergency water remediation specialist to evaluate your property damage and manage the complex cleanup process. This is especially crucial with Category 3 damage.
If flooding caused your water damage, your homeowner’s insurance wouldn’t generally cover your remediation costs. You would need a government insurance policy specifically for flooding. Your insurance agent can assist you in purchasing a policy.
When water damages your Denver, CO, home, you have a big project on your hands. Once you have determined whether the offending water is clean water, gray water or toxic black water, you can begin the process of restoring your home and your life back to normal.