Learn About the 3 Most Asked Questions About Mold
Black mold damage in Englewood, CO
Common Questions About Mold
Mold growth is a problem you might have to face as a homeowner in Englewood, CO. If this is the first time you deal with this infestation, you could have plenty of questions to answer before you do something. Learn about some of the most common questions that people like you have about mold so you can act.
1. What Is Mold?
Mold is a type of fungus that develops through hyphae or a growing series of multicellular filaments. These structures create the light spores that fly around the area and spread the organism throughout the surfaces. There are different mold types that vary in color, texture and other features. All versions of mold spread easily, feed on the nutrients of organic matter and grow quickly under the right conditions.
2. What Causes Mold Growth?
Mold creates and uses spores to reproduce, but they are not enough to start full development. The spores grow best under environments with high humidity or prone to water damage such as kitchens, bathrooms and laundry rooms. They can settle and grow over any surface, but they prefer the ones with a high amount of nutrients such as plants, wood, paper, expired food and more. Under these conditions, mold can grow and develop, damaging your property and potentially affecting your health.
3. How Can You Clean Mold?
If you just have mildew, you can easily remove it with protective gear and cleaning products. It will not penetrate the surface, so you can wipe it off carefully without an issue. On the other hand, a large amount of mold in one or multiple areas might require professional assistance. You might not know the specific techniques and products needed, plus the damage may be too embedded. An emergency remediation service can identify the specific mold and eliminate it appropriately.
An untreated case of mold growth can spread further and destroy your house and belongings. Learn about this fungus so you can combat it and salvage your home.
A 7-Point Exterior Storm Preparedness Checklist
Roll-down shutters can prevent major storm damage.
Storm Preparedness Checklist
A storm preparedness checklist helps building and business owners prepare a commercial property for adverse weather. This seven-point checklist focuses on exterior maintenance of the building envelope. By taking any or all of these measures, business and building owners may be able to reduce storm damage at a building Denver, CO,
1. Check Door and Window Seals
Doors and windows are critical points in an enclosure. It is important to keep the entry and exit portals of a building maintained and ensure windows close completely.
2. Inspect the Condition of Roofing
Roofing should be in good condition in advance of storms. Whether a commercial building has built-up roofing or a roof membrane, every part of the roof should be intact to protect the interior.
3. Ensure Drainage Is Clear
Roof drains and downspouts direct water off of a building and away from the foundation. Clearing out gutters is an important exterior maintenance task in advance of adverse weather.
4. Secure Outdoor Items
Items stored outdoors on the ground or on the roof should be anchored or kept inside for the duration of storms. A pre-storm building inspection should address items that could become flying debris.
5. Trim Back Surrounding Trees
A structure surrounded by trees has a higher risk of storm damage. Falling or flying branches can severely damage a building.
6. Decide Whether To Board Up
A major storm such as a hurricane or tornado may call for boarding up the windows of a commercial building. Plan ahead to allow time and obtain the materials.
7. Consider Storm Shutters
Commercial structures in areas prone to severe weather may want to get permanent storm shutters. Roll-down shutters can prevent major storm damage.
Any of these exterior maintenance measures can reduce damage to a commercial building in Denver, CO. A building manager or owner can also develop a storm preparedness checklist.
3 Steps To Take After a Commercial Fire
Fire damage is stressful call our team for help.
3 Steps To Take After a Commercial Fire
You worked hard to create your business and purchase everything you needed for your commercial property in Englewood, CO. A fire in that building would be devastating, especially if it destroyed some of your equipment. Luckily, fire restoration professionals can assist with the repairs. They may even provide water and smoke cleaning services, as well.
You do not have to feel helpless while you wait for the experts to arrive. Instead, follow the below steps once it is safe to re-enter your premises.
1. Get Proper Security
Looters and vandals often target empty properties that have been affected by fire. You will thus need to get security guards who can keep out intruders. You can either hire a private firm or ask for assistance from the police department.
Humans are not the only potential source of damage to burned buildings. If the fire caused harm to your windows or doors, an impending storm could bring rain or snow into the premises. This could destroy any remaining equipment or assets that you have. To prevent further harm, you should put a tarp on the roof and board up any broken windows or doors. A fire restoration company may be able to provide these services for you.
2. Turn Off Utilities
Unexpected gas leaks or electrical currents could cause further damage and put people at risk. To be safe, have all of the building's utilities shut off. This includes the water, which is controlled by the main valve.
3. Call Your Insurer
Tell your fire insurance company about the disaster as soon as possible. This should help you avoid missing any key deadlines. Make sure the insurer has your updated contact information.
The insurer will need to see proof of your losses. Before the cleanup begins, survey the premises and document all the damage.
If a blaze tears through your commercial building, do not panic. Just call a fire restoration company and follow the above steps.
What Is the Extent of Renters Insurance Coverage?
Renters insurance coverage
What Is the Extent of Renters Insurance Coverage?
Property owners often recommend renters insurance to tenants. These policies can be useful for covering the cost of damaged or ruined contents at a rental property in Denver, CO. It is important to check the details of any renters policy to determine the full extent of coverage in each of the following areas.
Most renter's policies cover the cost of restoring damaged contents. This coverage can pay off when items can be treated by content cleaning professionals during fire restoration. Any of the following methods may be used:
- Dry cleaning
- Wet cleaning
Renters policies will cover costs associated with content restoration up to a set limit. Additional costs associated with cleaning or temporarily storing cleaned items may require that a renter pay out of pocket.
Some renter's insurance policies cover replacement costs. It is important to check to make sure this is the case, as some policies only cover market value. Regardless of the purchase cost of any item, its value depreciates over time. Replacement cost coverage will pay the total cost for replacing a ruined item, but market value coverage may come up short.
The best renters' policies allocate a specified amount of coverage for temporary relocation. If fire damage restoration at a property will require evacuation, this coverage can offset some of the cost of securing lodging off-site for days or weeks until cleanup is complete. Be sure to check the policy limit and any requirements for this benefit.
If a renters insurance policy only covers the market value and not the replacement cost of contents or does not extend to relocation costs, it may be worthwhile to switch to a policy that provides more complete coverage. All of these areas of coverage can be helpful in the event that fire damages an apartment or rental home located in Denver, CO.
3 Tips to Protect Your Business During a Power Outage
Most cell phones can be used as Wi-Fi “hot spots”.
Protect Your Business Against A Power Outage
In Denver, CO, storms can often pop up out of nowhere, dumping rain or even hail on the city and possibly knocking out power for long periods of time. Losing power is never fun, but a power outage can be especially devastating for a business. Planning ahead and being prepared are the best ways to help your business keep running — even if the power doesn’t. Try these tips to protect your business against a sudden loss of power.
1. Invest in Some Uninterruptible Power Sources
If the power is suddenly cut to all the computers in your business, you could potentially lose a catastrophic amount of data and work progress. Worse, cutting power to a computer without shutting down properly can corrupt or otherwise damage some files and applications. An uninterruptible power source is a relatively small and inexpensive device that attaches to a computer. If the power is cut suddenly, the UPS can power the computer for several minutes, typically just long enough to save data and shut the machine down correctly.
2. Learn How To Create a Wi-Fi Hot Spot
A power outage is usually accompanied by an internet outage since modems and routers rely on electricity to operate. Loosing internet can be particularly costly to a business, especially if you rely on cloud-based data storage. Most cell phones can be used as Wi-Fi “hot spots” that broadcast the phone’s cellular data capability to other devices, similar to a router. Learn how to turn on your phone’s hot spot option in advance and remember to keep an eye on your data plan’s limits.
3. Keep a Generator on Hand
A portable generator is an excellent way to supply power to crucial machines or systems in your business during short power interruptions. Be sure to select a generator that is capable of meeting your needs, and have a fuel supply nearby.
The storm cleanup process is difficult enough without trying to recover or recreate lost data. These tips can keep your business going in the event of a power outage.
When Flushing Your Toilet Leaves Water on the Floor
No one wants to flush the toilet, only to find water leaking out onto the floor around it.
Here's What To Look For
No one wants to flush the toilet, only to find water leaking out onto the floor around it. In most cases, however, a leaking toilet isn't caused for alarm and is usually an easy fix. All you need to do is figure out what's causing it and take steps to remedy the problem.
Take a Look at the Wax Seal
At the base of the toilet is a wax gasket that creates a seal between the toilet and the floor. Normally, when the seal is tight, the water flows straight down into the pipe when you flush. However, if the wax dries out and becomes brittle, it can develop cracks or pull away from one or both surfaces, allowing water to escape out from under the toilet base. If that's the case, it's as simple as replacing the old gasket with a new one.
Make Sure the Tank is Tight
If the toilet tank isn't on there tight, water can escape from the juncture where the tank meets the bowl of the leaking toilet. Try wiggling it — the tank shouldn't move. If it does, it needs to be tightened. Turn off the water supply and empty the tank as much as possible. Then, tighten the bolts inside to secure the tank firmly to the bowl.
Check the Tank Flange
The flange is the mechanism inside the tank that allows the water to fill and empty into the toilet. If the arm piece is broken, you can use a repair strap to fix it, or, in the worst-case scenario, replace the mechanism altogether.
It should go without saying, but don't do anything to address your bathroom leak without shutting off the water supply first. If the steps outlined above aren't causing your leaking toilet, it's a good idea to call in professionals to fix the problem. Contact a plumber or a water damage specialist in Englewood, CO, to determine the cause, make the repairs necessary and help you prevent any further issues.
3 Reasons To Perform Restoration Pretesting
Using one restoration company from start to finish can also keep costs as low as possible.
Three Reasons To Pretest Any Type Of Property Damage
Experienced restoration professionals usually recommend pretesting damaged residences or commercial buildings in Denver, CO. This method is useful for calculating overall cleanup costs, identifying the most urgent mitigation measures and arriving at a more accurate estimate of the total cost of restoration.
1. Determining What Can Be Restored
One of the main advantages of pretesting is that this measure gives a clearer sense of which building materials and contents may be restored and which items require replacement. This information is useful for calculating more accurate estimates that account for content cleaning and rebuilding prior to making an insurance claim. Furthermore, a complete early assessment can reduce costs over the entire restoration process.
2. Identifying Mitigation Priorities
The comprehensive assessment of the condition of building materials and contents that takes place early on directly informs mitigation measures. Trained professionals can identify specific steps that should be taken to limit the degree of primary damage which may also keep preventable secondary damage from taking place.
3. Estimating Total Restoration Costs
Getting a clear sense of which items are most likely to be good candidates for cleaning and factoring the expenses associated with these methods along with the cost to replace losses allows for a more accurate estimate. Using one restoration company from start to finish can also keep costs as low as possible and inform a single estimate that is easier for an insurance agent to work with than calculations done by multiple service providers.
Pretesting does not prolong the initial period of damage assessment and can save a significant amount of time and money during restoration. A property owner may want to inquire whether cleanup professionals can pretest when they arrive on-site to inspect and document damage at a residential or commercial property located in Denver, CO.
3 Ways To Fix a Toilet That Keeps Flushing
Commercial toilets run the risk of problems that may cause continued flushing.
Three Ways On Fixing Toilet Overflow Problems
Commercial toilets run the risk of problems that may cause continued flushing. The underlying cause of this problem may be determined by the setup of the bathroom facilities at a building in Englewood, CO. Here are three ways to fix toilet overflow problems and reduce the added cost and risk of a toilet flood associated with this plumbing issue.
1. Fix the Flushometer
A commercial structure may rely on a flushometer to eliminate waste from toilets or urinals. These systems are either manual or automatic. If facilities equipped with this technology start running continuously, it may be necessary to clean or replace the gasket of a manual flushometer or the diaphragm kit of an automatic model.
2. Check the Internal Components
Toilets that are not connected to flushometers may keep running for different reasons. A flapper may not seal properly and could require replacement or fill tube adjustments. A fill valve leak might also be the cause of the problem. These repairs are relatively easy for amateurs to complete, but a building owner or manager can also schedule expert repair and water damage restoration.
3. Call a Plumber
If the owner or manager of a commercial building cannot stop a toilet, it is time to contact a plumber. Repairs should ideally take place prior to a toilet overflow. If a facility has already become flooded, shut off the water supply and try to extract as much standing water as possible with a mop or wet-dry vacuum.
Whether the bathrooms in a commercial building are equipped with flushometers or have standard designs, these measures can stop water from continuously running through a toilet and reduce the risk of a toilet overflow. These fixes may be done by the owner or manager of a building in Englewood, CO, or it may be worthwhile to rely on a plumber to prevent water damage.
3 Commercial Liability Risks Associated With Mold
Mold damage in Denver, CO
3 Commercial Liability Risks Associated With Mold
If you own or manage a commercial building or multifamily dwelling, you may want to know more about your potential liability for mold. Structures with numerous occupants who could be exposed to black mold or any other species have different levels of liability based on usage. Here are three potential liability risks that could be relevant for a building located in Denver, CO.
1. Failure To Inspect and Address the Problem
A landlord who refuses to respond to tenant reports of water damage or mold in a timely manner may be held liable for mold damage and exposure. Multifamily residential buildings often have more implications in terms of liability than commercial leases. The terms of a commercial property lease may assign liability for water damage caused by fixtures or structural systems and any secondary mold damage.
2. Negligence In Property Maintenance
Failure on the part of a building owner or manager to maintain a property may increase liability. Depending on the terms of a lease, structural systems such as plumbing may be the responsibility of owners, whereas lessees may be liable for damage inside a property.
3. Refusal To Remediate Mold Damage
Visible mold or hidden growth discovered during an independent inspection could be held against a property owner who refuses to pay for mold remediation. The degree of liability depends on the extent of an infestation and the type of fungus. Mold that has spread throughout a structure or a toxigenic black mold infestation may prove more costly.
As soon as a commercial or residential tenant reports water damage at a building in Englewood, CO, building maintenance should respond in a timely manner. Mold may start growing within just 48 to 72 hours after moisture levels rise. A lack of response and general negligence may make a property owner more liable for black mold or other potentially harmful fungus.
What About Lost Revenue to Your Business After a Fire?
Fire damage in Englewood, CO
While a structural fire in Englewood, CO, is always a disaster, it often isn’t the fire damage itself that does a business in – it’s the lost revenue afterward that’s really the proximate cause. Interruption insurance in many cases is the difference between bankruptcy and resiliency.
But Fire Insurance Has You Covered, Right?
If your business has fire insurance, you should be covered in virtually all cases of serious fire damage. This includes damage such as
- Heat damage
- Smoke damage
- Water damage from firefighting efforts
- Structural damage
- Items essential to your business
What Isn’t Covered?
If the fire was set by you or someone under your direction, it won’t be covered. Fires arising from war, earthquakes, and floods are also often not covered. And without a rider, business interruption isn’t covered, either.
Personal property often isn’t covered, but it depends on your policy. If a customer’s personal property is damaged, that might be covered.
How Can You Beat the Odds?
You need to get your business up and operating immediately to offer the greatest resiliency. This means calling in the best local fire restoration experts you can get. They can tarp and board exposed areas and perhaps offer limited operations while the repairs are underway. You should also get business interruption coverage.
What Is Interruption Insurance?
Statistics from FEMA indicate that 40% of small businesses will never reopen after a disaster. Further, another 25% fail within a year. This means that, without the right coverage, a small business has a 2/3rds chance of failure.
Interruption coverage provides some or all of your lost revenue while you’re waiting for the rebuilding. In most cases, this eliminates the risk of your business failing from the disaster.
The time immediately after a fire is critical to your sustainability. Instead of worrying about lost revenue, interruption coverage can help you concentrate on connecting with your best customers and incrementally getting operations back on track.
Interruption insurance is a proven way to avoid insolvency. It usually isn’t covered in your standard policy, so ask your agent about it today. The peace of mind alone is usually worth the price.